Can I enroll my child in Lock & Alert? No. In order to sign up for Lock & Alert, you must be at least 18 years of age and have an Equifax credit report. Most minor children do not have credit reports.The company recently extended the deadline for consumers to put a free freeze on their Equifax credit file — or unfreeze it for free — until June 30, 2018. And it just rolled out a new service ...Dec 14, 2020 · Extended fraud alert: This alert lasts seven years and requires you to submit a copy of a fraud report you supplied to a law enforcement agency. All three types of fraud alerts are lifted automatically upon expiration, but you can remove one anytime before that upon request, just as you can discontinue a credit freeze or credit lock. The quickest and easiest way to freeze your credit file is online through the TransUnion Service Center. You can also add a freeze to your credit report by phone or mail. Call TransUnion at 800-916-8800. or send a written request that includes your name, address and Social Security number to: TransUnion. P.O. Box 160. We reviewed 13 popular credit monitoring service providers based on 16 data points in the categories of services provided, cost and fees, customer experience, and reputation and customer ...Lock & Alert - Sign In. Sign in. Email address. Enter password. Forgot password? Sign up. For help or support, contact the Customer Care team at 888-548-7878. Customer Care is available between 9am-9pm (ET) Mon-Fri and 9am-6pm (ET) Sat-Sun.Lock & Alert puts you in charge of who can access your Equifax credit report, with certain exceptions.¹ Quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we'll alert you to confirm its status. • Lock & Alert is free for U.S. consumers — for life.A fraud alert, a credit report lock, and a security freeze are all steps you can take to help better protect your personal information, but they aren’t the same thing. A fraud alert is a notice that is placed on your credit report that alerts credit card companies and others who may extend you credit that you may have been a victim of fraud, including identity theft .Journal of Engineering Research and Reports 22(11): 7-17, 2022; Article no.JERR.88675 ISSN: 2582-2926 An Rfid-Based Access Control System Using Electromagnetic Door Lock and an Intruder Alert System Philip Olawatimileyin Makanjuola a, Emmanuel Segun Shokenu a*, Haonat Olajumoke Araromi a, Peter Olalekan Idowu b and Joshua Dada …Specifications. Video. Child Safety Gate Latch with Electronic Alarms. • Gate latch and gate alarm in one, convenient product. • Easy installation: no special tools or electricians required. • Designed to fit all square post gate applications. • Fits to most metal, wood or vinyl gates. • At-a-glance Locked/Unlocked indicator.If you integrate smart lock with your door alarm, you can configure it to auto-lock and alert you or the security monitoring service for rapid response. Neighborhood watch programs: When your door alarm is triggered, neighborhood watch programs can help to facilitate a collective response from your neighbors.It’s launched a new service called Lock & Alert, which it says will give consumers more control over their Equifax credit reports. The service, available to anyone over 18 and supposedly free ... Respect is Our Priority. No matter the scale of the job we have been contracted to complete, you can always be sure that our electricians are treating your residential or commercial property with respect. When you choose to work with Lock And Alert Electrical Systems, you will never have to worry about your property being treated with anything ... Aviation’s Most Trusted Security Partner. Aircraft Security is the world’s leading manufacturer of high security locks and latches for today’s leading aircraft . We manufacture and deliver locks and keys to some of the largest fleets across the globe as well as personal aircraft no matter their locale. We have over 50 years of experience ...A fraud alert on your credit reports requires creditors to verify your identity before processing credit applications, while a credit freeze blocks access to your credit report altogether. You have the right to add fraud alerts and credit freezes to your credit reports, and both measures are designed to prevent identity thieves from opening ...with electromagnetic lock and intruder alert consists of three main parts – the INPUT (RFID), CONTROL (ATMega 328), and OUTPUT (Electromagnetic lock, LCD, Buzzer, and GSM Module).Dependabot alerts tell you when your code depends on a package that is insecure. Often, software is built using open-source code packages from a large variety of sources. The complex relationships between these dependencies, and the ease with which malicious actors can insert malware into upstream code, mean that you may unknowingly be using ...Best Battery Life: LifeFone At-Home and On-the-Go VIPx. Best Charging Capabilities: Medical Guardian Mobile 2.0. Best Inclusive Fall Detection: Alert1 On-the-Go Medical Alert System With GPS and ...If you believe you're a victim of fraud, you can activate automatic fraud alerts and we'll place an initial alert on your credit report. This alert encourages lenders to take extra steps to verify your identity before extending credit. On an annual basis, we'll automatically renew your fraud alert, so you don't have to. Equifax credit report lock 5You can request that data be deleted. The developer provides a way for you to request that your data be deleted. info For more information about collected and shared data, see the developer's privacy policy. Here's more information the developer has provided about the kinds of data this app may collect and share, and security practices the app ...Get alerts about changes and suspicious activity on your Experian credit report. Dispute online. Review and correct inaccurate info on your Experian credit report for free. Raise your FICO® Score instantly. Add positive payments to your Experian credit file with Experian Boost ®. ø. Monitor your credit.SQL Server Agent is the SQL Server feature that drives SQL Server alerting and if it’s not running, alerts will not be raised. To use the query to create the alert for errors 1205 and 3828, and send an email whenever a deadlock is encountered, the below code could be used: USE msdb. GO EXEC msdb. dbo. sp_add_operator.Alert Lock & Key has been a trusted San Antonio business since 1976. For more than forty years, we’ve taken pride in providing great high-quality locksmith services to the people and businesses of San Antonio. We offer free consultations on larger projects and quick turnarounds on immediate needs like lockouts and broken keys.Jun 14, 2022 · To unfreeze your Experian credit report, log in to your Experian account or create one for free. After you log in, you can navigate to the Help Center, where you can find quick actions to manage your freeze and toggle your freeze status to "Unfrozen." You can also call 888-EXPERIAN ( 888-397-3742 ), or send a request by mail to Experian ... By Jeff Blyskal. September 13, 2017. The recent security breach at Equifax has left some 143 million consumers scrambling to understand the difference between fraud alerts and security freezes ...In the event of an imminent threat, those with access to the app (including students and teachers) can quickly alert designated personnel of an emergency with just two taps on the screen. Utilizing technology and having a clear communication plan in place ensures that all individuals are aware of the situation and can take appropriate action during a soft …Here the system is designed around Arduino micro-controller that uses GPS, GSM, watch, shockwave generation circuit and an accelerometer for better security. J. Sriram Pavan, Ch. Usha, Y. Lahari, U. Manisha, S. Navya Sri the paper title as - Women Safety Device with GPS Tracking and Alerts Using Arduino - The system can be interconnected with ...LEAVE A REVIEW Lock & Alert Electrical is a local, family owned and operated business and appreciates the support of the community! Please be sure to leave us aSpecifications. Video. Child Safety Gate Latch with Electronic Alarms. • Gate latch and gate alarm in one, convenient product. • Easy installation: no special tools or electricians required. • Designed to fit all square post gate applications. • Fits to most metal, wood or vinyl gates. • At-a-glance Locked/Unlocked indicator.Pro-Palestinian student protesters resumed a third day of demonstrations Friday at Columbia University, saying their resolve has strengthened despite mass … Credit Freeze. Credit Lock. Credit Freeze. Prevents others from accessing your credit information. Prevents others from accessing your credit information and/or opening new credit in your name. Typically costs money with anti-fraud companies and 2 out of the 3 major credit bureaus. Free of charge with all 3 credit bureaus. Fix Yellow Triangle Warning on Drive C or D In Windows 10/11.Command Used: manage-bde C: -offIf you face a "Yellow Triangle Warning on C: drive" in Windows 1...The RFIDbased access control with electromagnetic lock and intruder alert consists of three main parts-the INPUT (RFID), CONTROL (ATMega 328), and OUTPUT (Electromagnetic lock, ...27715 Jefferson Ave. Suite 113-J Temecula, CA 92590 (951) 294-4321 © 2022 Lock and Alert - All Rights ReservedWhat a credit lock does and doesn’t do. A credit lock will: Prevent creditors from gaining access to your credit report for most applications. A credit lock won’t: Affect your ability to use credit monitoring services, such as Credit Karma. Change your credit scores, however your scores can still change while your credit is locked.Jun 14, 2022 · To unfreeze your Experian credit report, log in to your Experian account or create one for free. After you log in, you can navigate to the Help Center, where you can find quick actions to manage your freeze and toggle your freeze status to "Unfrozen." You can also call 888-EXPERIAN ( 888-397-3742 ), or send a request by mail to Experian ... The Equifax “Lock & Alert” app works, but what does it do? | Ars Technica. Achievement unlocked? The Equifax “Lock & Alert” app works, but what does it do? Equifax’s new free phone app can...Sep 13, 2017 · By Jeff Blyskal. September 13, 2017. The recent security breach at Equifax has left some 143 million consumers scrambling to understand the difference between fraud alerts and security freezes ... Ammonia Alert® is an innovative color device for continuously detecting and monitoring toxic free ammonia. A sensor changes reversibly from yellow to green to blue, relative to the ammonia concentration. No test kits, chemicals, or procedures are needed. The device detects less than 0.05 mg/L (ppm) free ammonia and alerts you to the #1 killer ... Lock & Alert - Sign In. Sign in. Email address. Enter password. Forgot password? Sign up. For help or support, contact the Customer Care team at 888-548-7878. Customer Care is available between 9am-9pm (ET) Mon-Fri and 9am-6pm (ET) Sat-Sun. You can place and manage a security freeze on your Equifax credit report online by creating or signing into your myEquifax account. You can also place and manage your security freeze by phone: call us at 888-Equifax (1-888-378-4329). You may be asked to answer questions to verify your identity, for your protection.The credentials you supplied are not valid. Please note that password reset link expires 24 hours after generation.The RFIDbased access control with electromagnetic lock and intruder alert consists of three main parts – the INPUT (RFID), CONTROL (ATMega 328), and OUTPUT (Electromagnetic lock, LCD, Buzzer, and …An Equifax credit report lock, or credit lock, has the same impact on your Equifax credit report as a security freeze, but isn't exactly the same. An Equifax credit report lock is a feature of Equifax Complete ™ Family Plan, Equifax Complete ™ Premier, Equifax Credit Monitor ™ and Equifax Complete ™ products. Fraud alerts are free, and you can contact any of the three nationwide credit bureaus (Equifax, Experian and TransUnion) to request a fraud alert. That bureau will send your request to the other two, so you do not have to contact all three. You can place a fraud alert online after creating a myEquifax account, by calling (800) 525-6285, or by mail. With Lock & Alert, you can quickly lock or unlock your Equifax credit report online or via the mobile app. There are no fees to lock or unlock your Equifax credit report if you are …Dec 14, 2020 · Extended fraud alert: This alert lasts seven years and requires you to submit a copy of a fraud report you supplied to a law enforcement agency. All three types of fraud alerts are lifted automatically upon expiration, but you can remove one anytime before that upon request, just as you can discontinue a credit freeze or credit lock. Fraud alerts are free, and you can contact any of the three nationwide credit bureaus (Equifax, Experian and TransUnion) to request a fraud alert. That bureau will send your request to the other two, so you do not have to contact all three. You can place a fraud alert online after creating a myEquifax account, by calling (800) 525-6285, or by mail.Call Now 855-745-2249 or review our products online today! With a key safe boxes for the elderly can enter your home without breaking down the door. Dimensions: 6 x 2.5 x 1.5 in. Weight: 13.2 oz. Shatter-Proof. Holds Up to 5 Keys. 4-Digit Lockbox Code. Keep your home safe with a life-alert emergency lockbox while allowing help to enter.Lock & Alert shows you the most recent status of your Equifax credit report. If your Equifax credit report was locked or unlocked using another product, you will see your credit report in that status when you sign in to Lock & Alert. However, you'll only receive alerts regarding changes in the lock/unlock status of your Equifax credit report if ...how to lock your credit, transunion credit lock, experian unlock credit freeze, experian freeze center, experian triple alert credit monitoring, experian credit lock unlock, how do i freeze my credit, equifax lock and alert Letters, 808.06, 650.14 Letters, 808.06, HF-5382 Company quot run cheap days fuel on time. Check. 4.9 stars - 1771 reviews.It depends on your personal circumstances. Both fraud alerts and credit freezes can make it harder for identity thieves to open new accounts in your name. With a fraud alert, you keep access to your credit. But freezes are generally best for people who aren’t planning to take out new credit. Often, that includes older adults, people under ... Fraud alerts are free, and you can contact any of the three nationwide credit bureaus (Equifax, Experian and TransUnion) to request a fraud alert. That bureau will send your request to the other two, so you do not have to contact all three. You can place a fraud alert online after creating a myEquifax account, by calling (800) 525-6285, or by mail. Easily lock 1 and monitor your Equifax credit report with alerts. Get your VantageScore credit score and see the trends over time with daily access. Know when key changes occur to your credit score and Equifax credit report with alerts. Control access to your Equifax credit report (with certain exceptions) 1. $4.95 per month.It depends on your personal circumstances. Both fraud alerts and credit freezes can make it harder for identity thieves to open new accounts in your name. With a fraud alert, you keep access to your credit. But freezes are generally best for people who aren’t planning to take out new credit. Often, that includes older adults, people under ...Easily lock and monitor your Equifax credit report with alerts. Know when key changes occur to your credit score and Equifax credit report with alerts; Control access to your …If you integrate smart lock with your door alarm, you can configure it to auto-lock and alert you or the security monitoring service for rapid response. Neighborhood watch programs: When your door alarm is triggered, neighborhood watch programs can help to facilitate a collective response from your neighbors.Easily lock and monitor your Equifax credit report with alerts. Know when key changes occur to your credit score and Equifax credit report with alerts; Control access to your …In the event of an imminent threat, those with access to the app (including students and teachers) can quickly alert designated personnel of an emergency with just two taps on the screen. Utilizing technology and having a clear communication plan in place ensures that all individuals are aware of the situation and can take appropriate action during a soft … A Protected Consumer Freeze is a freeze that a parent, guardian or person with a valid power of attorney can place for a minor or incapacitated adult. When a Protected Consumer Freeze is placed, it will remain on a credit file until you request its removal. A minor can also request its removal themselves once they are 16 years old or older. 2] Enable BitLocker Encryption. The Yellow triangle warning on the C or D drive indicates that the automatic device encryption is disabled. This option is enabled by default but can get disabled ...Lock & Alert - Sign In. Sign in. Email address. Enter password. Forgot password? Sign up. For help or support, contact the Customer Care team at 888-548-7878. Customer Care is available between 9am-9pm (ET) Mon-Fri and 9am-6pm (ET) Sat-Sun.Code. The initial password is ‘1234’. Change the tag’s UID in the below line of code with your tag’s UID. String tagUID = “29 B9 ED 23”; The complete code for RFID and Keypad based door lock using Arduino is as follows. String tagUID = "29 B9 ED 23"; // String to store UID of tag. Change it with your tag's UID.Recap the solution steps: Check the system_health session for deadlocks. Create an extended event session to capture the deadlocks. Analyze the deadlock reports and graphs to figure out the problem. If it is possible to make improvements or changing the queries involved in the deadlock.Lock & Alert lets you lock or unlock your Equifax credit report with a simple click or swipe, and get notified of any changes. The app is free for U.S. …Whether a fraud alert, credit lock, or credit freeze is best for you depends on how often you anticipate needing to grant access to your credit file and the level of security you’re looking for. If you’re actively applying for credit cards or loans, a fraud alert may be more useful because you won’t have to constantly freeze and unfreeze or lock and …Whether a fraud alert, credit lock, or credit freeze is best for you depends on how often you anticipate needing to grant access to your credit file and the level of security you’re looking for. If you’re actively applying for credit cards or loans, a fraud alert may be more useful because you won’t have to constantly freeze and unfreeze or lock and …Recap the solution steps: Check the system_health session for deadlocks. Create an extended event session to capture the deadlocks. Analyze the deadlock reports and graphs to figure out the problem. If it is possible to make improvements or changing the queries involved in the deadlock.Equifax Lock & Alert™: https://www.equifax.com/personal/products/credit/credit-lock-alert/ 1-888-298-0045. …Address line1. If you are a US citizen or military personnel living overseas, you can use your US address to register for a Lock and Alert Account. If you are not maintaining a US …Whether a fraud alert, credit lock, or credit freeze is best for you depends on how often you anticipate needing to grant access to your credit file and the level of security you’re looking for. If you’re actively applying for credit cards or loans, a fraud alert may be more useful because you won’t have to constantly freeze and unfreeze or lock and …Lock & Alert puts you in charge of who can access your Equifax credit report, with certain exceptions.¹ Quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we'll alert you to confirm its status. • Lock & Alert is free for U.S. consumers — for life. TrueIdentity is powerful identity protection in the palm of your hand. Stay in control with 1-Touch Credit Lock, informed with UNLIMITED TransUnion Credit Report refreshes, and up-to-date with alerts. All free, always free. Put powerful identity protection in your hands now with TrueIdentity. Learn how to protect your credit report with Equifax® Lock & Alert™, a free service that lets you lock and unlock your file anytime.The RFIDbased access control with electromagnetic lock and intruder alert consists of three main parts – the INPUT (RFID), CONTROL (ATMega 328), and OUTPUT (Electromagnetic lock, LCD, Buzzer, and … I have Googled around and the difference I see between a Credit Lock and a Credit Freeze is that the former (Lock) is convenient (can lock/unlock in real time, but may cost a fee at some bureaus), while the latter (Freeze) is free at all bureaus, but takes time (24 hours to freeze, 1 hour to thaw). I am not sure why I can't pass the security question on equifax to freeze my score. So I tried downloading the "lock and freeze" app. is it the same like freezing my score? Or what is the difference? thank you. Archived post. New comments cannot be posted and votes cannot be cast. Freeze is a free service, lock and freeze requires membership $$$.Equifax provides credit locks free to consumers through Lock & Alert™. TransUnion includes credit file locking in its free TrueIdentity subscription service, which includes monthly access to TransUnion credit files and up to $25,000 in ID theft insurance. Each bureau requires proof of identity as part of its credit lock setup process. Respect is Our Priority. No matter the scale of the job we have been contracted to complete, you can always be sure that our electricians are treating your residential or commercial property with respect. When you choose to work with Lock And Alert Electrical Systems, you will never have to worry about your property being treated with anything ... Existing Customers. Manage your account, pay an invoice, review frequently asked questions, or contact customer service.Help control who has access to your Equifax ® credit report. It's free. Equifax is helping put you in control of your Equifax credit report. With Lock & Alert, you can quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we’ll send a confirmation alert. 1. Sign Up Learn more.Experian: The Experian credit lock service is CreditWorks Premium, a paid suite of products featuring credit lock and identity theft protection. TransUnion: You can enroll in TranUnion’s Credit Monitoring service and pay a monthly fee. Equifax: Credit Lock & Alert is a free service for locking your Equifax report.Cidade Alerta Amapá – AP1. Conheça o programa Cidade Alerta Amapá - AP1. Veja nossos formatos, preços e anuncie.For Electronic Locks: To open an electronic lock box, enter your chosen code into a keypad located on the side of the device or scan your fingerprint or other biometric identification feature. Press “Enter” or “Unlock” once the system has accepted your code. The lock box should then be opened. Fraud alerts are free, and you can contact any of the three nationwide credit bureaus (Equifax, Experian and TransUnion) to request a fraud alert. That bureau will send your request to the other two, so you do not have to contact all three. You can place a fraud alert online after creating a myEquifax account, by calling (800) 525-6285, or by mail. If you don’t want to install any app just to show the Caps Lock indicator, you can configure Windows 11 built-in settings to alert you by audio and visual whenever you press any of the toggle keys – Caps Lock, Num Lock and Scroll Lock. To enable the Caps Lock audio and visual indicator in Windows 11 settings, follow the steps below.Sep 21, 2018 · Equifax, for instance, offers a new product called "Lock & Alert" free for life. However, there are some important differences to keep in mind when deciding which tool to use. A credit freeze ... Existing Customers. Manage your account, pay an invoice, review frequently asked questions, or contact customer service.An Equifax credit report lock, or credit lock, has the same impact on your Equifax credit report as a security freeze, but isn't exactly the same. An Equifax credit report lock is a feature of Equifax Complete ™ Family Plan, Equifax Complete ™ Premier, Equifax Credit Monitor ™ and Equifax Complete ™ products. TrueIdentity is powerful identity protection in the palm of your hand. Stay in control with 1-Touch Credit Lock, informed with UNLIMITED TransUnion Credit Report refreshes, and up-to-date with alerts. All free, always free. Put powerful identity protection in your hands now with TrueIdentity. Dec 14, 2020 · Extended fraud alert: This alert lasts seven years and requires you to submit a copy of a fraud report you supplied to a law enforcement agency. All three types of fraud alerts are lifted automatically upon expiration, but you can remove one anytime before that upon request, just as you can discontinue a credit freeze or credit lock. You can place and manage a security freeze on your Equifax credit report online by creating or signing into your myEquifax account. You can also place and manage your security freeze by phone: call us at 888-Equifax (1-888-378-4329). You may be asked to answer questions to verify your identity, for your protection.
27715 Jefferson Ave. Suite 113-J Temecula, CA 92590 (951) 294-4321 © 2022 Lock and Alert - All Rights Reserved. Best gig apps
Lock & Alert APP. Lock & Alert puts you in charge of who can access your Equifax credit report, with certain exceptions.¹ Quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we'll alert you to confirm its status. • Lock & Alert is free for U.S. consumers — for life.Fraud alerts are free, and you can contact any of the three nationwide credit bureaus (Equifax, Experian and TransUnion) to request a fraud alert. That bureau will send your request to the other two, so you do not have to contact all three. You can place a fraud alert online after creating a myEquifax account, by calling (800) 525-6285, or by mail.with electromagnetic lock and intruder alert consists of three main parts – the INPUT (RFID), CONTROL (ATMega 328), and OUTPUT (Electromagnetic lock, LCD, Buzzer, and GSM Module).The three scheduled alerts, powered by RateAlert, will keep you regularly informed about when mortgage are relative to morning pricing. For REAL TIME ALERTS: Sign Up to ratealert.com . Provided 3 times a day to keep you informed about the quickly changing mortgage rate market. Live MBS Alerts, MBS Pricing, Rate Tracking, Monitor Mortgage …Dependabot alerts tell you when your code depends on a package that is insecure. Often, software is built using open-source code packages from a large variety of sources. The complex relationships between these dependencies, and the ease with which malicious actors can insert malware into upstream code, mean that you may unknowingly be using ...Experian CreditLock lets you lock your Experian Credit File with a button and get alerts when someone tries to apply for credit in your name. You also get identity theft …Call Now 855-745-2249 or review our products online today! With a key safe boxes for the elderly can enter your home without breaking down the door. Dimensions: 6 x 2.5 x 1.5 in. Weight: 13.2 oz. Shatter-Proof. Holds Up to 5 Keys. 4-Digit Lockbox Code. Keep your home safe with a life-alert emergency lockbox while allowing help to enter.I’ve had to use Life Alert a few times. It’s so convenient and faster than 911. Life Alert already has my husband’s medical history, so I don’t have to explain it for the millionth time. I also like the fact that they can get into my house without me being there. Life Alert is an awesome product/service. Thank you! M.K., Mountlake ...TrueIdentity is powerful identity protection in the palm of your hand. Stay in control with 1-Touch Credit Lock, informed with UNLIMITED TransUnion Credit Report refreshes, and up-to-date with alerts. All free, always free. Put powerful identity protection in your hands now with TrueIdentity.Lock & Alert is a service that lets consumers open and close access to their Equifax credit report from their computer or smartphone. It is faster, easier, and free for …Each person enrolling in Lock & Alert must have a unique email address. If an email address is shared, only one person can enroll using that email. The other person will need to use a different email address. Most popular questions - Equifax Products.Use Antivirus software: Make sure your computer is running Windows Security antivirus software, which helps detect malware in real time and prevent it from affecting your system. Pop-up Blockers: Install a pop-up blocker program for additional defense. You can’t click on something that’s blocked before you see it.Use Antivirus software: Make sure your computer is running Windows Security antivirus software, which helps detect malware in real time and prevent it from affecting your system. Pop-up Blockers: Install a pop-up blocker program for additional defense. You can’t click on something that’s blocked before you see it.Hey Friends In This Video I Will Show You How To Make RFID , GSM And Keypad Based Door Lock And Alert System Using Arduino.Code And Circuit Diagram :- https:...Contact Us Leave us a message Please leave this field empty. Please leave this field empty. San Antonio, Texas (210) 342-6678 [email protected] 19, 2024 · A credit lock might be offered as a premium service. And that premium service often comes at a price. Equifax, for example, offers credit locks for free. But both Experian and TransUnion bundle their credit locks with other services—like credit report alerts—for a monthly fee. .