KEMBA Financial Credit Union offers Health Savings Accounts (HSA), which are excellent because they let you set aside money for future doctor, dental, orthodontic and vision care - while also offering tax breaks and …The KEMBA Visa Signature® Credit Card exclusive perks and benefits, 0.00% intro APR* on balance transfers made in the first 90 days for 12 months, and 2% cash back rewards on purchases for a limited time.; The Visa Platinum Rewards Credit Card with 0.00% intro APR on balance transfers made in the first 90 days for 12 months, plus 2% cash back rewards …The KEMBA Bellefontaine branch opened in 2007, proudly serving Logan county and surrounding areas. Our Bellefontaine, Ohio credit union branch is conveniently located on South Main Street, US Route 68, between East Pine Avenue and Spruce Avenue. If you live in the Bellefontaine area or the surrounding areas in Logan County, like Indian Lake ...Student Loans. Pursuing higher education is an admirable goal, and we at Kemba want to help you achieve it. With rising tuition rates, an affordable student loan is your way to hit the books — without hitting a financial wall. We offer competitive rates and flexible repayment terms, along with in-school deferment options.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. We are ranked the #1 credit union in Central Ohio based on Return to Members, …Speak with a Business Expert. P: 800.282.6420. E: [email protected]. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans ...A money market account provides a higher interest rate of return than a standard savings or checking account, meaning you earn more interest on your money. Plus, the more you save, the more you earn based on savings tiers. Rates increase according to the following schedule: $0 - $999.99. $1,000 - $9,999.99.Digital Banking. Bank on the go, 24/7 from phone or computer. Make transfers, monitor balances, and so much more. Make fewer trips to the branch. Learn More.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.5 days ago · The KEMBA Financial App is a better way to keep track of your finances, making it easy and convenient for you to access your accounts how you choose - anytime, anywhere! Account Management. - View simplified and enriched transaction history for your credit cards, loans, savings, and checking. - Keep your transactions organized by adding notes ... At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Kemba Credit Union is a locally owned and operated financial institution providing complete financial services and products to the Cincinnati, Amelia, Harrison and surrounding areas. Menu (513) 762-5070Apply Now. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Wealth Management, available through CUSO Financial Services, L.P. ("CFS"), is a team of financial advisors at KEMBA Financial Credit Union here to help you meet your financial and retirement goals. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member ...For over 91 years, Kemba Financial CU has been a trusted financial partner, boasting a network of 12 branches and 14 ATMs across the country. As the 3 rd largest credit union in Ohio Kemba Financial Credit Union stewards over $2.13 Billion in assets and proudly serves over 129,000 loyal members.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.That's where our Digital Banking solutions, including Online and Mobile Banking, come in. At the click of a button, you can find all your account data in one place, quickly survey where things stand, and make all the right moves at precisely the right time. To become a member, call 800.282.6420, option 2, or email us at [email protected]. Hilliard Branch. Hamilton Quarter Branch. Lewis Center Branch. Pickerington Branch. Powell Branch. Reynoldsburg Branch. Westerville Branch. Whitehall Branch. If you use an ATM not operated by KEMBA Financial, you may be charged a fee (s) by the ATM operator and by any international, national, regional, or local network used in processing the ... If you’re planning to buy a home in Ohio, getting pre-approved for a home loan is an important first step. Our mortgage pre-approval calculator can help you determine your likelihood of getting pre-approved. Contact a KEMBA Financial Credit Union mortgage advisor to learn more about the prequalification and pre-approval process.Digital Banking. Bank on the go, 24/7 from phone or computer. Make transfers, monitor balances, and so much more. Make fewer trips to the branch. Learn More.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union offers Health Savings Accounts (HSA), which are excellent because they let you set aside money for future doctor, dental, orthodontic and vision care - while also offering tax breaks and …February 2021. For the past few days, my accounts at Kemba Credit Union are not downloading properly. Usually, they just do not download new transactions. Other times, it downloads transaction and they show up as new transactions without a prompt to link them to existing transactions I have already entered in the register, causing duplicate ...At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Gob: 0800-777-0801 - Lunes a Viernes: 8 a 18 hs COVID: 0800-555-6549 c Atribución-CompartirIgual 2.5 Argentina Atribución-CompartirIgual 2.5 Argentina At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. Account recovery. We need this info to verify your identity. Username. Email. Can't remember this information? New password. Confirm new password.Find local businesses, view maps and get driving directions in Google Maps.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. We are ranked the #1 credit union in Central Ohio based on Return to Members, … Financial Wellness; Your Credit Score; Insurance Offerings; Scholarships; Kemba Investment Services; ... Join Kemba CU — because you deserve more than just banking. KEMBA Financial Credit Union offers a convenient mobile app that lets you access your accounts, pay bills, deposit checks, and more. Learn how to enroll online and enjoy the …Hmm... looks like something went wrong We apologize for the inconvenience. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we're just as dedicated, but we're dedicated to you. Our goal is to provide you with all the financial services needed to help you reach your goals, continue growing, and expand on your success. everyday purchases. Small Business Low-Interest Credit Card.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Find local businesses, view maps and get driving directions in Google Maps.Kemba's Service Organization, CU Advantage offers a variety of services making Kemba your one-stop-shop for all your financial needs. CU Advantage offers Kemba Insurance, Kemba Retail Services and Kemba Auto Resources. Kemba will continue to build on our foundation for success through strength, stability, integrity and trust.Empresa líder en insumos para el agro. En Sogima contamos con más de 25 años de experiencia y cada día Trabajamos en Consolidar un modelo de desarrollo para San …12-, 15-, 20- and 30-Year Fixed Rate Mortgage Assumptions: APR based on $150,000 loan and 30% down payment with the disclosed rates and terms. 3/1, 5/1, and 7/1 Adjustable Rate Mortgage (ARMs) Assumptions: APR based on $150,000 loan and 30% down payment with the disclosed rates and terms over 360 months. Back to top.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Come see why we're a better way to bank. KEMBA Financial Credit Union in Central Ohio offers competitive rates on mortgages, home loans, auto loans and credit cards. Open an account online today. The minimum loan amount is $500. The minimum term for Personal loans below $1,000 is 6 months. The minimum term for Personal loans equal to or greater than $1,000 is 12 months. The maximum Personal loan term is 60 months. APRs shown are based on a 36-month term. Actual rates may vary based on creditworthiness and method of payment. KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …With Kemba serving the Greater Cincinnati region, almost everyone can enjoy the great benefits and services Kemba has to offer. Where We Are Now With over 90 years of progress and still growing, Kemba provides a solid financial background making it possible to supply the best products and services technology has to offer.Continue. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. We are ranked the #1 credit union in Central Ohio based on Return to Members, …© 2024 KEMBA Financial CU • (800) 282-6420 • Privacy policy • Federally Insured by NCUA • Equal Housing LenderGob: 0800-777-0801 - Lunes a Viernes: 8 a 18 hs COVID: 0800-555-6549 c Atribución-CompartirIgual 2.5 Argentina Atribución-CompartirIgual 2.5 ArgentinaAt KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …KEMBA Financial Credit Union Report this profile Experience Director KEMBA Financial Credit Union Jan 2014 - Present 10 years 2 months. Columbus, Ohio Area Vice President Branch Manager ... At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Digital Banking. Bank on the go, 24/7 from phone or computer. Make transfers, monitor balances, and so much more. Make fewer trips to the branch. Learn More.KEMBA Financial Credit Union can help. KEMBA offers financial counseling resources for members to help take control and improve their personal finances, in addition to competitive rates and unique solutions. If you have questions, our dedicated local associates are here to help. Call 614.235.2395 and select Option 4 for more information.To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you ...At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Kemba branches will be closed to observe the following holidays in 2024: Holiday. Dates Observed in 2024. New Year's Day. Monday, January 1. Martin Luther King, Jr. Day. Monday, January 15. Presidents' Day. Monday, February 19.Wright-Patt credit union tops our list, followed by General Electric Credit Union, Kemba Financial Credit Union, Kemba Credit Union, and finally 7 17 Credit Union. While there are some solid up and coming credit unions here, if we were going to open an account, we would probably stick to the top 2-3 for the time being.A dedicated professional with more than 25 years of experience in sales, service and… · Experience: KEMBA Financial Credit Union · Location: Columbus, Ohio Metropolitan Area · 500 ...Hmm... looks like something went wrong We apologize for the inconvenience.To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you ... Hilliard Branch. Hamilton Quarter Branch. Lewis Center Branch. Pickerington Branch. Powell Branch. Reynoldsburg Branch. Westerville Branch. Whitehall Branch. If you use an ATM not operated by KEMBA Financial, you may be charged a fee (s) by the ATM operator and by any international, national, regional, or local network used in processing the ... At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home …At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …Hmm... looks like something went wrong We apologize for the inconvenience.KEMBA Advantage rate as low as 8.00% APR and everyday rate as low as 8.50% APR with a loan amount greater than $35,000. Rates accurate as of February 13, 2023 and are subject to change. Maximum APR is 18.00%. Minimum monthly payment is 1% of the balance or $100, whichever is greater. $250 reimbursement fee applies if HELOC is …KEMBA Financial Credit Union Expands Upstart Personal Loan Program SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart (NASDAQ: UPST), a leading artificial intelligence (AI) lending platform, today announced KEMBA Financial Credit Union, the Columbus, Ohio based credit union, has expanded its personal loan program with …At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. Open a limited time,11-Month Certificate at 5.25% APY. Time flies. And your savings soar. When it comes to saving your money, a sure thing is hard to find. At KEMBA Financial Credit Union, your local central Ohio credit union, our Certificate accounts are an exception. If you have money sitting in a traditional savings account – and you don ... Speak with a Business Expert. P: 800.282.6420. E: [email protected]. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans ... © 2024 KEMBA Financial CU • (800) 282-6420 • Privacy policy • Federally Insured by NCUA • Equal Housing Lender With our student loan refinancing plans, and expert guidance, you might be able to trim your monthly payments or buy extra time to repay what you owe. Consolidate college loans and make just one payment per month. Interest rates as low as 8.24% APR. Refinancing available up to $75,000. 10- and 15-year terms to meet your needs.Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide. Get an instantly issued KEMBA Mastercard Debit Card for fast, easy purchases. Get one step closer to Advantage status 4, go green and get up-to-date account information with monthly eStatements. Enjoy free account access at more than 5,500 Shared Branch ...Continue. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union offers Health Savings Accounts (HSA), which are excellent because they let you set aside money for future doctor, dental, orthodontic and vision care - while also offering tax breaks and interest earnings. Use in conjunction with a high deductible health plan. Use your savings for qualified medical expenses.The KEMBA Financial App is a better way to keep track of your finances, making it easy and convenient for you to access your accounts how you choose - anytime, anywhere! …With our student loan refinancing plans, and expert guidance, you might be able to trim your monthly payments or buy extra time to repay what you owe. Consolidate college loans and make just one payment per month. Interest rates as low as 8.24% APR. Refinancing available up to $75,000. 10- and 15-year terms to meet your needs.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. We are ranked the #1 credit union in Central Ohio based on Return to Members, …© 2024 KEMBA Financial CU • (800) 282-6420 • Privacy policy • Federally Insured by NCUA • Equal Housing LenderThis Kemba Financial Credit Union promotion of opening a new personal or business money market account rate of 3.00% APY is quite a competitive offer. Make sure to deposit $25,000 into the account to earn this rate, and you can deposit up to $250,000 into this account. If you are interested in this offer, consider opening an account!At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Assistant Branch Manager at KEMBA Financial Credit Union NMLS 1861479 Reynoldsburg, OH. Connect Valerie Kavalec Administrative Assistant II United States. Connect ...May 6, 2019 · At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. Enjoy the same guaranteed return, with more flexibility. Only applicable on 24-month term Rate Bump traditional and IRA Certificates. Minimum balance requirement of only $500. One bump can be exercised during the Certificate’s lifetime with no fees. Once bumped, the rate will remain in effect until maturity. Schedule Appointment.
The KEMBA Financial App is a better way to keep track of your finances, making it easy and convenient for you to access your accounts how you choose - …. Location saipan
At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. One way to pay for it all is to make year-round deposits in a special savings account from KEMBA Financial Credit Union. Your money grows with the help of regular dividend payments, allowing you to bring extra joy to your world and all the people in it. No minimum balance requirement. Make easy deposits through payroll deduction or Direct Deposit.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Transactions between enrolled consumers typically occur in minutes. Check with your financial institution. 2 Based on a Q2 2023 survey of financial institutions offering Zelle® to their customers, 99.38% of consumer checking accounts linked to Zelle® do not charge a fee to send, receive, or request money.Enjoy the same guaranteed return, with more flexibility. Only applicable on 24-month term Rate Bump traditional and IRA Certificates. Minimum balance requirement of only $500. One bump can be exercised during the Certificate’s lifetime with no fees. Once bumped, the rate will remain in effect until maturity. Schedule Appointment. KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. In fact, KEMBA stands for Kroger Employee Mutual Benefits Association. Currently, we have 11 branches across Central Ohio to serve you, and growing, along with complete Digital Banking services, automated telephone banking, more than 50,000 surcharge-free ATMs and more than 5,500 shared branching locations nationwide. 24/7 Convenience.Business Value Checking. We do provide all the solutions needed to take care of your finances quickly and efficiently, 24 hours a day. Deposit checks from anywhere with Remote Deposit. 24/7 Digital Banking. Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide. Learn More. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. The amount you will contribute to your Roth IRA each year. This calculator assumes that you make your contribution at the beginning of each year. For 2024, the maximum annual IRA contribution is $7,000 which is a $500 increase from 2023. It is important to note that this is the maximum total contributed to all of your IRA accounts.If you have a 12-digit number, please disregard the first two digits. Email Address. Mobile Phone Number. Complete the 2-Factor Authentication: Click “Get Started”. Choose the verification method you would like to use. Voice or SMS Text Message: Enter a phone number and choose either “Text” or “Phone Call”. Authy App: Enter the ...If you use another financial institution as your primary account, you can set up Bill Pay service. You can easily pay your Kemba loan by using Kemba’s routing number and your loan number listed below. Please contact us as we can set up recurring payments for you! Kemba’s Routing Number: 242076973. Coupons. Click here to print loan payment ...Member Deposits Remain Protected to $250,000; Member Services Uninterrupted. ALEXANDRIA, Va. (April 3, 2023) – Richmond City Employees Federal Credit Union, of Richmond, Indiana, has merged into Kemba Credit Union, of West Chester, Ohio, effective April 1, 2023, the National Credit Union Administration announced. The …If you use another financial institution as your primary account, you can set up Bill Pay service. You can easily pay your Kemba loan by using Kemba’s routing number and your loan number listed below. Please contact us as we can set up recurring payments for you! Kemba’s Routing Number: 242076973. Coupons. Click here to print loan payment ...At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. Enjoy the same guaranteed return, with more flexibility. Only applicable on 24-month term Rate Bump traditional and IRA Certificates. Minimum balance requirement of only $500. One bump can be exercised during the Certificate’s lifetime with no fees. Once bumped, the rate will remain in effect until maturity. Schedule Appointment..