Fsafeds com - By law, the maximum amount you may allot for a DCFSA is $5,000 per household ($2,500 if married filing separately). You could exceed the $5,000 limit if both you and your spouse work for employers offering an FSA and the combined …

 
Before you can enroll in FEDVIP or view your FLTCIP or FSAFEDS information, you must first create a My BENEFEDS account. Personal information. We require …. Brieght bart

FSAFEDS Participant Death Notification – Use this form to submit information regarding the estate of an FSAFEDS participant in order for surviving dependent (s) to submit claims. Download the Notification Form (PDF), complete the QRG , that works best for you. Letter of Medical Necessity – This form provides a convenient way for your ...Exit. BENEFEDS is the online benefit management portal where Federal civilians and uniformed services members can enroll in and manage their FEDVIP dental and vision plans, pay their FLTCIP bills online, and view their FLTCIP payment/FSAFEDS allotment histories. Want to understand more about what the Federal programs are and how we …Discover more about your FSA by visiting www.FSAFEDS.com. Or when questions arise, contact an FSAFEDS Benefits Counselor Monday through Friday from 9 a.m. until 9 p.m. Eastern Time. Toll-Free Phone: 877-FSAFEDS (372-3337) TTY Line: 866-353-8058. International: +1 650-577-5294. Unlike some other benefits, FSAFEDS enrollments do not renew automatically each year. Participants must actively enroll each Open Season if they wish to have a flexible spending account in the next year. To enroll, visit the FSAFEDS website or call 1-877-FSAFEDS (372-3337). TTY 1-800-952-0450. Flexible Spending Account Program. Read all about Asia here as TPG brings you all related news, deals, reviews and more. Ready to travel to Asia? See below for TPG’s expertise on everything you need to know to plan ...Dependent Care Tax Credit Worksheet. If you have expenses only for one child, enter the amount from line 2 or $3,000, whichever is less; If you have expenses for two or more children, enter the amount from line 2 or $6,000, whichever is less. Find your tax rate in the chart below and enter the percentage shown.Finding the right financial tool to run your company is critically important, this includes choosing the best small business credit cards. The best credit card for one business may... Find Out Your FSA Savings. An FSA is an annual account, and as a rule, the money you contribute must be used within the FSAFEDS Benefit Period. That’s why it’s important to estimate how much you spend on eligible FSA expenses – those for you, your spouse, and your eligible dependents. Use one of the calculators below to estimate eligible ... Hawaii is ending all restrictions on inter-island travel July 8, 2021, travel from outside the Islands still remains. Hawaii is ending all restrictions on inter-island travel July ...To get started, let us know how you are affiliated with the government: Federal Civilian Uniformed Service Member.The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...We tend to look at workspaces as places with desks and decoration. At least, that's what we normally post about. When you need to work, however, a distilled toolset often matters... BENEFEDS works with the federal payroll providers to collect allotments for the Federal Flexible Spending Account Program (FSAFEDS). A flexible spending account (FSA) is a tax-favored program offered by employers that allows their employees to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars. By using ... form. You may check the status of your claim by logging in to your account at www.FSAFEDS.com. • If you have questions: Visit the FSAFEDS website at www.FSAFEDS.com or contact an FSAFEDS Benefits Counselor toll-free at 877-FSAFEDS (372-3337), TTY: 866-353-8058, Monday through Friday from 9 a.m. until 9 p.m., …So you think you need an emergency fund in case you lose your job? That's smart. But unemployment is not the end of your world. Death is. I was on So you think you need an emerge... Unlike some other benefits, FSAFEDS enrollments do not renew automatically each year. Participants must actively enroll each Open Season if they wish to have a flexible spending account in the next year. To enroll, visit the FSAFEDS website or call 1-877-FSAFEDS (372-3337). TTY 1-800-952-0450. Flexible Spending Account Program. www.FSAFEDS.com 877-FSAFEDS (372-3337) 99-FSAFEDS-MileageWorksheet_202308 Mileage Worksheet FSAFEDS participants can be reimbursed for mileage and parking expenses for travel to and from your doctor, dentist, pharmacy or other medical care provider. To be reimbursed for eligible mileage or parking expenses,Email, Phone, or FSA ID Username. Password. Show Password. Log In. Forgot My Username. Forgot My Password. Create an Account. Help Me Log In to My Account. Log in to your account to view your financial aid history and repayment plan options.The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...There's nothing special about Indian entrepreneurs—they come from the IITs and probably played basketball with their investors back in college. Long before Flipkart and Snapdeal be... www.FSAFEDS.com 877-FSAFEDS (372-3337) 99-FSAFEDS-MileageWorksheet_202308 Mileage Worksheet FSAFEDS participants can be reimbursed for mileage and parking expenses for travel to and from your doctor, dentist, pharmacy or other medical care provider. To be reimbursed for eligible mileage or parking expenses, US Mail: FSAFEDS Program – Claims, P.O. Box 14127, Lexington, KY 40512-4127 • If you have questions: Visit the FSAFEDS website at www.FSAFEDS.com or contact an FSAFEDS Benefits Counselor toll-free at 877-FSAFEDS (372-3337), TTY: 866-353-8058, Monday through Friday from 9 a.m. until 9 p.m., Eastern Time. Hello, friends, and welcome to Daily Crunch, bringing you the most important startup, tech and venture capital news in a single package. To get a roundup of TechCrunch’s biggest an...The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...Various Eligible Expenses. You can use your Dependent Care FSA (DCFSA) to pay for a wide variety of child and adult care services. The IRS determines which expenses can be reimbursed by an FSA. While this list shows the eligibility of some of the most common dependent care expenses, it's not meant to be comprehensive. www.FSAFEDS.com 4117 (202004)877-FSAFEDS (372-3337) Submitting Claims Quick Reference Guide 3 Paperless Reimbursement If you participate in paperless reimbursement (PR), claims that are processed by your participating FEHB plan and/or FEDVIP plan are automatically forwarded to FSAFEDS for reimbursement of your out-of-pocket costs. Various Eligible Expenses. You can use your Health Care FSA (HC FSA) funds to pay for a wide variety of health care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA. Awareness in women that cardiovascular disease (CVD) is the leading cause of death (LCOD) is imperative for prevention of CVD. Prepared by Anne Leonard MPH, BSN, RN, FAHA View the ... Unlike some other benefits, FSAFEDS enrollments do not renew automatically each year. Participants must actively enroll each Open Season if they wish to have a flexible spending account in the next year. To enroll, visit the FSAFEDS website or call 1-877-FSAFEDS (372-3337). TTY 1-800-952-0450. Flexible Spending Account Program. Various Eligible Expenses. You can use your Limited Expense Health Care FSA (LEX HCFSA) funds to pay for a variety of dental and vision care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA. The maximum amount you can allot to an HCFSA or LEX HCFSA is $3,050 per individual or $6,100 per federal couple (both spouses are covered under FSAFEDS) for a benefit period. The minimum is $100. Dependent care flexible spending account (DCFSA)The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...Federal Flexible Spending Account Program (FSAFEDS) More than 475,000 Feds use pre-tax dollars to save on their health and dependent care expenses. It’s like …www.FSAFEDS.com 877-FSAFEDS (372-3337) 99-FSAFEDS-MileageWorksheet_202308 Mileage Worksheet FSAFEDS participants can be reimbursed for mileage and parking expenses for travel to and from your doctor, dentist, pharmacy or other medical care provider. To be reimbursed for eligible mileage or parking expenses,The maximum amount you can allot to an HCFSA or LEX HCFSA is $3,050 per individual or $6,100 per federal couple (both spouses are covered under FSAFEDS) for a benefit period. The minimum is $100. Dependent care flexible spending account (DCFSA)Login.gov is a service that offers secure and private online access to government programs, such as federal benefits, services and applications. With a Login.gov account, you can sign into multiple government websites with the same email address and password. Caret Right.Unlike some other benefits, FSAFEDS enrollments do not renew automatically each year. Participants must actively enroll each Open Season if they wish to have a flexible spending account in the next year. To enroll, visit the FSAFEDS website or call 1-877-FSAFEDS (372-3337). TTY 1-800-952-0450. Flexible Spending Account Program.Log in and manage your FSAFEDS account. FSAFEDS is now using Login.gov to manage your login and authentication experience. To view or manage your …Money for your FSA is deducted automatically from your paycheck before taxes are taken out. You can then use your pre-tax FSA funds throughout the plan year to ...Email, Phone, or FSA ID Username. Password. Show Password. Log In. Forgot My Username. Forgot My Password. Create an Account. Help Me Log In to My Account. Log in to your account to view your financial aid history and repayment plan options. To enroll during Open Season, log in to your online account, click Enrollment, and follow the step-by-step instructions. If you have questions during the enrollment process, contact our FSAFEDS Benefits Counselors. Call us toll-free at 877-FSAFEDS (372-3337) , TTY: 866-353-8058 , Monday through Friday from 9 a.m. until 9 p.m. Eastern Time. Expense. Eligible with a detailed receipt. Checkmark on a circlular background. Incontinence (adult) Supplies (e.g., depends) Eligible with appropriate documentation. Exclamation Mark within a Triangular Sign. Requires letter of Medical Necessity signed by your doctor, plus detailed receipt. Text file icon symbolizing a …The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...There's nothing special about Indian entrepreneurs—they come from the IITs and probably played basketball with their investors back in college. Long before Flipkart and Snapdeal be... Dependent Care FSA Savings Calculator. The FSAFEDS Dependent Care Flexible Spending Account (DCFSA) is an easy way to save money on the child and/or elder care services you already use. The calculator below can help you see just how much you could save by enrolling in the DCFSA. If you need a little help, take a look at the eligible expenses list. Eligible Expenses. You can use your FSA funds to pay for a variety of expenses for you, your spouse, and your dependents. The IRS determines which expenses …Can ChatGPT predict stock price movements? Researchers say it can — and explain how AI could change the world of finance. By clicking "TRY IT", I agree to receive newsletters and p...The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ... The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...If you choose, you may also submit information such as operative reports, medical records, or other medical details that support your claim. Fax or mail your appeal request and any necessary documentation to: Toll-free Fax: 866-852-2599. Mail: FSAFEDS Program - Appeals, P.O. Box 14800, Lexington, KY 40512-4800.Your estimated wait time is 21 minutes... We are experiencing a high volume of traffic and using a virtual queue to limit the amount of users on the website at ...Discover Eligible HCFSA Expenses Under FSAFEDS. The Federal Flexible Spending Account Program (FSAFEDS) Health Care FSA (HCFSA) covers a wide range of …Dependent Care Tax Credit Worksheet. If you have expenses only for one child, enter the amount from line 2 or $3,000, whichever is less; If you have expenses for two or more children, enter the amount from line 2 or $6,000, whichever is less. Find your tax rate in the chart below and enter the percentage shown.Current FSAFEDS participants must re-enroll to participate in the program next year. See https:// www.fsafeds.com or call 1-877-FSAFEDS (372-3337) or TTY: 1-866 …Eligible Expenses For The Flexible Spending Accounts (FSAFEDS) Program. The Internal Revenue Service (IRS) determines what are considered eligible expenses for all Flexible Spending Accounts. A listing of eligible expenses can be found on the FSAFEDS website. Questions may be directed to FSAFEDS at 877-372 …FSAFEDS (372-3337), TTY: 1-866-353-8058, Monday through Friday, 9:00 AM until 9:00 PM, Eastern Time. Before Requesting a Change . If you or your dependents experience a QLE, you may enroll in FSAFEDS, or if you’re already enrolled, you may change your current election(s). However, your requested change must be consistent with the event thatTo get started, let us know how you are affiliated with the government: Federal Civilian Uniformed Service Member.See how to download the FSAFEDS mobile app to check your balances, manage your account and submit claims with ease. Download. Need to call us? Toll-Free Number: 877-FSAFEDS (372-3337) Toll-Free Number for Overseas Participants: +1 650-577-5294. TTY Line: 866-353-8058. FSAFEDS Benefits Counselors are available Monday through … Your medical care provider must complete this form for any service or product that falls under the category of “Maybe Expense” or “Ineligible Expense” per IRC Sec 213 (d) (1) if your provider believes the service or purchase is medically necessary for you or your eligible dependent(s). You may obtain a list of eligible and ineligible ... care. Estimated tax rate (30%) - $16,500. Final take-home pay =. $37,000. Final take-home pay = $38,500. All figures in this table are estimates and based on an annual salary of $60,000 and maximum contribution limits to the benefit account. Your salary, tax rate, dependent care expenses and tax savings may be diferent. Take …FSAFEDS Participant Death Notification – Use this form to submit information regarding the estate of an FSAFEDS participant in order for surviving dependent (s) to submit claims. Download the Notification Form (PDF), complete the QRG , that works best for you. Letter of Medical Necessity – This form provides a convenient way for your ...from the date of the event to enroll in FSAFEDS. This must be done before October 1, or wait until Open Season. Open Season is November 13, 2023 - December 11, 2023 (Midnight ET). Enroll online at . www.FSAFEDS.com. 1 Estimated savings are based on an assumed combined federal and state income tax bracket of 30%. Actual savings will …FSAFEDS is a Flexible Spending Account (FSA) program for Federal employees. It is a voluntary tax-favored program that allows employees to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars. It is an account where participants contribute money from their salary before taxes are withheld, then get ...www.FSAFEDS.com 877-FSAFEDS (372-3337) 4102 / 202010 Appeals Process Quick Reference Guide 3 Step 1 Informal Appeal Request a more detailed explanation of the denial within 30 days of the initial denial. You may contact FSAFEDS via email, fax or mail. Request a formal appeal in writing within 60 days of the initial denial.FSAFEDS is now using Login.gov to manage your login and authentication experience. To view or manage your account, sign in to or create an account with Login.gov. Sign in with Login.gov. What is Login.gov? Open Closed. Login.gov is a service that offers secure and private online access to government programs, … Let's say you were asked to pay a fee upfront for a specified time period. For instance, in April you were asked to pay a $270 fee to cover gym membership for April through December. On May 1, you would submit a claim for $270 with the appropriate documentation and continue to submit a claim for $270 each month of the time period until you are ... Enrollment does NOT carry forward year to year. New and newly eligible employees who wish to enroll in this program must do so within 60 days after they become eligible, but before October 1 of the calendar year. For further information, visit www.FSAFEDS.com or call 1-877-372-3337. TTY 1-800-952-0450.Flexible Spending Accounts for Federal Employees (FSAFEDS) offers two different flexible spending accounts (FSAs): a health care flexible spending account, and. a …The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...US Mail: FSAFEDS Program – Claims, P.O. Box 14127, Lexington, KY 40512-4127 • Claim processing time: Claims will be processed within 5 business days after receipt of the form. You may check the status of your claim by logging in to your account at www.FSAFEDS.com. • If you have questions: Visit the FSAFEDS website at …FSAFEDS Flexible Spending. BENEFEDS administers the allotment processes for the Federal Flexible Spending Account Program. Learn about FSAFEDS . Use our decision-making tools. FEDVIP Plan Compare Tool. Shop and compare FEDVIP dental and vision plan rates, services, and benefits to find the right plan for you …Enroll in a FSAFEDS account at www.FSAFEDS.com (external link) Eligible employees can enroll in FSAFEDS each year during the Federal Benefits Open Season (the November/December timeframe). Open Season enrollments are effective January 1 of the following year. Current enrollees must remember to enroll each year to continue … To get started, let us know how you are affiliated with the government: Federal Civilian Uniformed Service Member. Email, Phone, or FSA ID Username. Password. Show Password. Log In. Forgot My Username. Forgot My Password. Create an Account. Help Me Log In to My … Various Eligible Expenses. You can use your Health Care FSA (HC FSA) funds to pay for a wide variety of health care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA. The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) Qualifying Life Events. The IRS determines what counts as qualifying events. They typically include: Change in employment status for you, your spouse, or dependent. Change in legal marital status (marriage, divorce, or death of your spouse) Change in the number of your dependents (birth or adoption of a child, or death of a dependent) Various Eligible Expenses. You can use your Limited Expense Health Care FSA (LEX HCFSA) funds to pay for a variety of dental and vision care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA. Eligible Expenses. You can use your FSA funds to pay for a variety of expenses for you, your spouse, and your dependents. The IRS determines which expenses … There are three types of FSAs. 1. Dependent Care Flexible Spending Account (DCFSA): − Reimburses eligible non-medical day care and elder care for your children under age 13 and any dependents on your Federal tax return who are incapable of self-care and live with you for at least half of the year. 2. Health Care Flexible Spending Account ... The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) Health Care FSA. A Health Care FSA (HCFSA) is a pre-tax benefit account that's used to pay for eligible medical, dental, and vision care expenses - those not …The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...Pre-employment assessments determine a candidate’s ability to do core duties. We cover types, how to use them and craft your own, and more. Human Resources | What is Download our H...The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...Nissha Printing will report earnings from Q2 on August 6.Analysts predict Nissha Printing will release losses per share of ¥34.400.Go here to trac... On August 6, Nissha Printing i...Pre-employment assessments determine a candidate’s ability to do core duties. We cover types, how to use them and craft your own, and more. Human Resources | What is Download our H...The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...

Find Out Your FSA Savings. An FSA is an annual account, and as a rule, the money you contribute must be used within the FSAFEDS Benefit Period. That’s why it’s important to estimate how much you spend on eligible FSA expenses – those for you, your spouse, and your eligible dependents. Use one of the calculators below to estimate eligible ... . Watch white chicks movie

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Join Tim O’Reilly, the founder, chair and CEO of O’Reilly Media (who popularized the terms open source and Web 2.0), and Quartz ideas editor Georgia Frances King for our conference...The FSAFEDS Health Care Flexible Spending Account (HCFSA) is an easy way to save money on items and services you already buy. Use the calculator below to estimate your annual, out-of-pocket health care costs, including eligible over-the-counter items, and see just how much you could save by enrolling in the HCFSA. If you need a little help ...The Federal Flexible Spending Account Program (FSAFEDS) provides tax-advantaged flexible spending accounts that Federal employees can use to save …U.S. stocks traded higher midway through trading, with the Dow Jones gaining over 100 points on Monday. The Dow traded up 0.42% to 32,372.55 whil... U.S. stocks traded higher midw... What is a Health Care FSA? A Health Care FSA (HCFSA) is a pre-tax benefit account that's used to pay for eligible medical, dental, and vision care expenses that are not covered by your health care plan or elsewhere. With an HCFSA, you use pre-tax dollars to pay for qualified out-of-pocket health care expenses. View all FAQs. Lodging (limited to $50 per night for patient to receive medical care and $50 per night for one caregiver) Massager guns/devices (as a treatment for a medical condition) Menstrual care products (Liners, Pads, Tampons, Cups, Menstrual undergarments) Mileage (for travel to / from anything other than eligible care) Various Eligible Expenses. You can use your Dependent Care FSA (DCFSA) to pay for a wide variety of child and adult care services. The IRS determines which expenses can be reimbursed by an FSA. While this list shows the eligibility of some of the most common dependent care expenses, it's not meant to be comprehensive. The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ...Rewarding your kids for getting an A at school or doing chores well can come with darker consequences, a new study suggests. By clicking "TRY IT", I agree to receive newsletters an...FSAFEDS Participant Death Notification – Use this form to submit information regarding the estate of an FSAFEDS participant in order for surviving dependent (s) to submit claims. Download the Notification Form (PDF), complete the QRG , that works best for you. Letter of Medical Necessity – This form provides a convenient way for your ...Health Care FSA. A Health Care FSA (HCFSA) is a pre-tax benefit account that's used to pay for eligible medical, dental, and vision care expenses - those not …The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U.S. Office of Personnel Management and administered by HealthEquity, Inc. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a.m. until 9 p.m. Eastern Time ....

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